When my wife and I first got married we thought we understood finances. We tried to be careful, but we really didn’t know what we were doing. This is why after only 2 years of marriage we had more debt than we should. I blame some of it on the fact that both of us were wide eyed and thought that everything was always going to work out perfectly, so we bought things on credit thinking that we could easily pay something off, because something bigger was just around the corner. However, when it came right down to it, we just got in over our heads.
After realizing that we needed help we decided to try credit counselling in Edmonton. We needed someone to sit down with us and teach us what we were doing wrong and what we were doing right. Even though getting credit counselling in Edmonton was hard on my pride, it was good for us. We had to face the truth and learn how to go without. 6 years later we are completely debt free and are working toward paying off our home. It feels really good to be in this position and although it was hard work, it was worth it.