Other Folks Tips For Lowering Costs

I was reading some forums today, looking to see what other people do to reduce their costs.  It made me really happy to read them since people seem to be waking up to the fact that their financial future is in their own hands.  I love to see it when people take control of their finances!Here, then, are tips from other people trying to lower their own cost of living…1.  Check your cable bill… Comcast, Time Warner, etc…  cut back to the basic cable package since hardly anybody watches all the channels.2.  Get an internet-telephone-cable package at Comcast for $99 instead of separate bills for each.3.  Start budgeting. 4.  Bring your lunch to work.5.  Stop running to the store for just one thing and when you go, buy only whats on a shopping list and only buy store brand, not name brand.6.  Re-use things you might normally throw away, like tin foil, plastic bags, etc…7.   Get quotes on your car insurance when it comes up for renewal and SWITCH if you find it cheaper.  You can get free quotes at InsureMe. 8.  Get a faucet mounted water filter and a good water bottle.  That way you don’t need to buy bottled water.9.  Make your coffee at home and take it with you in a thermos.10.  Use online banking at your bank.  Automate your bills and never pay a late fee or for postage stamps.11.  Get a library card and stop buying books.  You can also get DVD’s at the library for no fee.12.  Buy a lipstick brush: there’s about 30% more lipstick in the bottom of the tube.13.  Cancel your gym membership unless you REALLY use it.14.  Cancel your land line telephone.   The bill is mostly taxes anyway.15.  Cancel your long distance plan and buy a prepaid phone card.  Its usually cheaper.16.  Use a clothes line instead of the dryer as much as you can.17.  Buy an electric blanket and turn the heat way down at night.18.  Challenge your spouse or your friends to a penny pinching contest.  It works!19. You can save a lot of money by planning your grocery shopping around sales. 20. Thrift stores!! Some people think that thrift stores are only for the down-on-their-luck, but everyone can find many great bargains! I buy all of my son’s clothes there (he’s six).